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Payment Security

Your transactions are secured with
industry-leading payment standards and partners.

Credit Cards

We use Stripe, an industry-leading payment processor, for secure credit card transactions over SSL. Stripe has been certified as a PCI Level 1 Service Provider, the most stringent level of certification available. Stripe is also a participant in the PCI Security Standards Council.

ABOUT STRIPE

Bank Transfers

We also use Stripe to securely process bank transfers (ACH). If you are using your bank login to add a bank account, the most sensitive data is heavily encrypted and stored with Plaid, which integrates with Stripe specifically for this. Their data is encrypted with 2048-bit RSA and decryption is only possible using dedicated machines on their private network.

If you are using your account number and micro-deposits to add your bank account, then your bank account is verified with Stripe. As noted above, Stripe has been certified as a PCI Level 1 Service Provider.

ABOUT PLAID

If you have additional questions, please feel free to contact support.

Processing Fees

Credit Card

2.9% fee.

Bank Transfer (ACH)

1% per transaction. $75,000 limit.

PayPal

Fees vary by country. Learn more

Bonsai uses Stripe and PayPal to provide fast, secure, and low cost payment options.